Citibank backed store credit cards including those from best buy costco the home depot and macy s may be issued to someone who has a bankruptcy filing on his her credit report. To be approved for a home depot credit card offer you must be a resident of the united states.
To apply online go to the home depot website.
How hard is it to get a home depot card. Click on the credit services link to the right of the search box. However there is no guarantee of approval and citibank will do a hard credit check during the application process. Mail to advise you of your application status.
As an alternative comenity bank store credit cards are rumored in online. If you re tackling a larger renovation project like a bath or kitchen makeover you can get a home depot project loan with a line of credit of up to 55 000 with up to 84 months to pay it off and no annual fees. With home depot you d need to apply for the home depot project loan card to get similar financing offers.
Must be at least 18 years old and provide social security number. Home depot also offers the home depot project loan card which allows cardholders to borrow up to 55 000 for big improvement projects at a relatively low apr 7 99 as of july 2019 for up to 84. Whether you apply online or in person the approval process usually takes place on the spot and you will receive your card within 14 days.
Instant approval is possible in as little as 30 seconds and the card can be used immediately with a physical card coming in seven to 10 business days. Applicants generally need fair credit which means a score of at least 620 to get the home depot credit card. Under the consumer credit heading click apply now.
Apply in store or online. In the event the home depot can t provide an instant credit decision you ll be notified within 30 days by u s. However having such a credit score doesn t necessarily mean that you will get approved.
You can also take advantage of exclusive home depot consumer credit card offers just for being a cardholder. Finally the lowe s advantage card offers 100 off your in store lowe s purchase of 600 or more while you would need to spend at least 1 000 to get that amount back with the home depot consumer credit card. Applying for a home depot credit card.